Category Archives: Single Payer

What’s all this about Single Payer and Medicare For All? – Managed Care Matters

Once again, my fellow blogger, Joe Paduda hits it out of the ballpark in explaining Single Payer and Medicare For All.

Most of what you hear comes from politicians and a few billionaires, one running for President and one not; one a former barista, the other a former big city mayor.

But there is also a lot of misinformation and wrong information on the Internet, especially on social media sites like LinkedIn, where the professionals in the health care or insurance space spout off their opposition to Single Payer/Medicare For All mostly because it will disrupt their businesses and may even cost them their jobs. But never mind that millions of Americans can’t afford insurance, or have very little insurance to protect them in case of severe illness or disease.

These individuals are not physicians, nor are they executives with insurance companies, or hospitals; but rather, they are consultants and analysts who offer their services to the health care industry.

But not all commenters are in the health care field, many are just average business people or citizens who put their two cents into the discussion threads, without knowing what they are talking about, or without any facts to back up their argument.

One common refrain is that Single Payer/Medicare For All is government-controlled health care. It isn’t, it’s government financed health care, but to their minds, any time the government pays for something, they “control” it.

So, Joe’s article today is sorely need to clear up any misconceptions.

Here it is:

It’s the worst kind of government over-reach. It’s an easy solution to a huge problem that will cost nothing. And everything in between. Between now and Election Day you are going to hear a lot about Medicare for All and … Continue reading What’s all this about Single Payer and Medicare For All?

Source: What’s all this about Single Payer and Medicare For All? – Managed Care Matters

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Benefits Industry Leaders Warned About Medicare for All

It is amazing, but not surprising that we are seeing more and more business leaders coming out to prevent Americans from getting single payer health care under an improved and expanded Medicare for All.

The following article from BenefitsPro.com is aimed at warning the benefits industry not to underestimate single payer, and advises them on how to deal with this.

Naturally, it is all about selling a product to make a profit from not covering all Americans, and only those who get their health insurance from their employers, since that is what the article discusses.

They don’t care about the millions who are uninsured, under-insured, or who can’t afford insurance, let alone the cost of prescription drugs and medically necessary treatments. What matters to them is how many benefit packages they can sell to employers.

One thing to note from the article, Nelson Griswold said the following at the NextGen Growth & Leadership Summit:

“Once a country has moved to government-controlled health care, it has never gone back. My prediction is that we’ll have single payer in five years.”

I hope he’s right, as far as his prediction is concerned. However, he is also right about one other thing, No country has or will give up their current system for the one we have here in the US. They would be crazy to do so, and we are crazy for not doing what they have been doing for many years, and they are doing ok with theirs.

Change is hard, but once change happens, people generally feel that the change was worth it, and that all the worrying and apprehension over that change was misplaced, misguided, and silly.

So it will be with Medicare for All. They said the same thing about Medicare, and they recruited a has-been actor who would later turn politician to scare the living daylights out of seniors with the phrase, “socialized medicine.” Now, many Americans like Medicare. And the term, “socialized medicine” has another meaning. It means that capitalist medicine is better than socialized medicine, but that too has been proven wrong.

Anyway, here’s the link to this warning shot across the bow of single payer from an unexpected sector of the medical-industrial complex and consulting industry.

https://www.benefitspro.com/2019/02/08/why-single-payer-may-be-closer-than-you-think-and-what-to-do-about-it/?kw=Why%20single-payer%20may%20be%20closer%20than%20you%20think%20%28and%20what%20to%20do%20about%20it%29&slreturn=20190113103133

 

Prices — not use — drive higher healthcare costs, HCCI says | Healthcare Dive

The following article from Healthcare Dive is in line with other recent articles on the subject of health care costs and spending. And if that is true, then perhaps going to a more equitable, more inclusive and expanded single payer system that has been proven to provide lower costs and better quality is the right way to fix our expensive and broken health care system.

Prices are increasing for the sole purpose of squeezing more and more profit out of a system that should not be guided by supply and demand laws, but rather out of the idea that all citizens need health care at some point, so it should be available to them without having to go bankrupt, or to defer paying bills, or forgoing care altogether.

Anyway, here is the Healthcare Dive article:

Inpatient utilization dropped, but higher prices increased inpatient spending by 10% between 2013 and 2017. Meanwhile, outpatient surgery prices and higher emergency room use and prices led to more outpatient costs.

Source: Prices — not use — drive higher healthcare costs, HCCI says | Healthcare Dive

Hospital Mergers Improve Health? Evidence Shows the Opposite – The New York Times

Yesterday’s post, Hospital lobby ramps up ‘Medicare for all’ opposition | Healthcare Dive, suggested that moving towards an improved and expanded Medicare for All system would force hospitals to close, so the article below in today’s New York Times would seem to argue that the urge to merge does not improve health.

So on the one hand, if we adopt a democratic socialist approach to health care, hospitals may close; yet, if we allow them to follow capitalist economic laws regarding economies of scale, they don’t offer better care.

Perhaps, then it is better to try the democratic socialist approach, because the economies of scale approach has not worked, and let’s see if hospitals do close, or they see an increase in patients due to more people being covered.

Beware Billionaires Against Medicare for All

This week, the former CEO of everyone’s favorite coffee house and time waster, Starbucks, declared that he was considering a run for president next year as an independent.

This announcement brought immediate response from both wings of the Democratic Party, as they said it would result in the re-election of the current occupant of the White House.

Even former NYC Mayor, Michael Bloomberg, another billionaire, said that he should not run.

However, as this is a blog about medical care, and not politics, I will leave the discussion as to the efficacy of an independent run for president by another billionaire for others.

What I do want to focus on is this overpaid former barista’s belief that the US cannot afford a Medicare for All, single-payer health care system.

Incidentally, this is also Bloomberg’s view as well.

But I do not think their opposition is based solely on the belief that Medicare for All, single-payer is too expensive. Rather, I believe they are afraid that after the results of last November’s midterm elections, the Democratic Party is poised to win back the White House and possibly the Senate, and that Medicare for All, in whatever form it takes, will be enacted.

I have written about the health care industry’s efforts to derail Medicare for All in previous posts. (See the following: https://wp.me/p2QJfz-QIyhttps://wp.me/p2QJfz-Jki, and https://wp.me/p2QJfz-WI5)

While I cannot accuse Schultz and Bloomberg of being in the pocket of the healthcare industry, it does look suspicious that now that the Democrats control the House, they are coming out against a health care plan that many Americans voted for when they voted for Democrats.

But billionaires should not be the ones deciding whether or not we enact Medicare for All. That should be up to the voters (patients and non-patients), their elected representatives, and most importantly, those in the medical profession who believe the time has come for Medicare for All, single-payer.

One such group are physicians themselves, as reported back in August in the magazine of the Physicians for a National Health Program (PNHP), which I was informed of this morning by a high school alumnus who posted the article on another alum’s Facebook post.

The article was originally posted in Jacobinmag.com.

Here is the link to the article by Meagan Day.

One caveat to progressives: Don’t assume that every American voter who is undecided, declared themselves as an independent, or are unhappy with their choice in the last presidential election, and his behavior and actions, will vote for your chosen candidate. That is why Schultz is contemplating running. And he can do a lot of damage to your plans for 2020.

 

 

Low Wage Workers Pay More For Health Care Than High Wage Workers « Workers Comp Insider

Tom Lynch, of LynchRyan, posted this last week, but due to a technical error, it did not reach his audience. This article should be cited by anyone who encounters libertarian know-it-all’s on the Internet who put the blame of our expensive health care system on such individuals as lawyers, as one such person I recently debated. Also, the chart from the OECD should be cited over and over again when defending the subject of improved Medicare for All single payer health care. However, Tom does not support Medicare for All, which is understandable, but not a viable position given the overwhelming support it has among many Americans.

Here is Tom’s article:

Anyone who can rub two brain cells together knows America spends more, much more, on health care than any other developed nation, as this chart from the Organization for Economic and Cooperative De…

Source: Low Wage Workers Pay More For Health Care Than High Wage Workers « Workers Comp Insider

ACA Declared Unconstitutional: Now What?


In another example of how cruel and inhumane the radical Conservative/Libertarian Republican Party has been regarding health care, a Federal judge in Texas late Friday, struck down the Affordable Care Act as unconstitutional.

The judge, Reed O’Connor, appointed by George W. Bush, struck down the law on the grounds that its mandates requiring people to buy health insurance is unconstitutional and the rest of the law cannot stand without it, as reported yesterday in the New York Times.

According to the Times article, the ruling was over a lawsuit filed earlier this year by a group of Republican governors and state attorneys general. States led by Democrats promised to appeal the decision, which will not have immediate effect.

However, the Times reports, it will make its way to the Supreme Court, where the survival of the law and the health of millions of Americans will be in doubt.
Judge O’Connor said, the Times quoted, that the individual mandate requiring people to have health insurance “can no longer be sustained as an exercise of Congress’s tax power.” In addition, the judge said, “the individual mandate is unconstitutional” and that the remaining provisions of the ACA are invalid.

The main issue, pointed out in the Times piece, was whether the law’s mandate still compelled people to buy coverage after Congress zeroed out the penalty as part of the tax overhaul this year.

20 states, led by Texas, argued that with the penalty zeroed out, the mandate had become unconstitutional, and that the rest of the law could not be severed from it, the Times wrote.

The Justice Department under former Attorney General Sessions, declined not to defend just the individual mandate, but the pre-existing conditions provision as well.

A spokesman for California attorney general Xavier Becerra said that California, and other defendant states, would challenge the ruling with an appeal in the US Court of Appeals for the Fifth Circuit in New Orleans.

Becerra’s statement, reported by the Times, said the following, “ Today’s ruling is an assault on 133 million Americans with pre-existing conditions, on the 20 million Americans who rely on the ACA’s consumer protections for health care, on America’s faithful progress towards affordable health care for all Americans…The ACA has already survived more than 70 unsuccessful repeal attempts and withstood scrutiny in the Supreme Court.”

The chief plaintiff in the case, Texas attorney general Ken Paxton, applauded the decision, and was quoted in the Times in a statement, “Today’s ruling enjoining Obamacare halts an unconstitutional exertion of federal power over the American health care system.”

Meaning that the American “health care system” can only be a private insurance-based system that allows companies to profit off some people’s health, or lack thereof. He is upholding the “right” of insurance companies, drug companies, medical device manufacturers, and others to profit at our expense and to play with the lives of millions of Americans who will lose what coverage the ACA gave them.

This also means, that any attempt to enact Medicare for All/single payer health care will result, at some future date, to a judge or court striking it down as unconstitutional.

Simply put, Conservative jurisprudence believes that the Constitution enshrines free-market health care.

The Times added that Paxton also said, “Our lawsuit seeks to effectively repeal Obamacare, which will give President Trump and Congress the opportunity to replace the ‘failed’ [quotes added] social experiment with a plan that ensures Texans and all Americans will again have greater choice (to be ripped off and overcharged) about what health coverage they need and who will be their doctor.”

In other words, Mr. Paxton wants the American health care system to stay where it is, so long as companies can make money from it.

Here are a few takeaways from the rest of the Times’ article:

• If the judge’s decision stands, about 17 million Americans will lose their health insurance, according to the Urban Institute. This includes millions who gained coverage through Medicaid expansion, and millions more who receive subsidized private insurance through the ACA marketplaces.
• Insurers will also no longer have to cover young adults up to age 26 under their parents’ plans
• Annual and lifetime limits on coverage will again be permitted
• And there will be no cap on out-of-pocket costs
• Also gone will be the law’s popular protections for people with pre-existing conditions

This last takeaway was front and center of the Democrats midterm campaigns, and while most Republicans insisted that they did not want to withdraw those protections, the article reported that most were silent after the ruling.

Without those protections, insurers could deny coverage to such people or charge them more; they could also return to charging them based on age, gender or profession, according to the Times.

The Kaiser Family Foundation, the Times noted, estimated that 53 million adults from 18 to 64 — 27 percent of that population would be rejected for coverage under practices in effect before the ACA.

Larry Levitt, senior vice president of the Kaiser Family Foundation wrote on Twitter, “If this Texas decision on the ACA is upheld, it would throw the individual insurance market and the whole health care system into complete chaos…But the case still has a long legal road to travel before that’s an immediate threat,” the Times quoted.

Democrats attacked the decision as absurd. Incoming House Speaker Nancy Pelosi said that when the party took control of the House next month, it would “move swiftly to formally intervene in the appeals process to uphold the lifesaving protections for people with pre-existing conditions and reject Republicans’ effort to destroy the Affordable Care Act.”

Healthcare Dive.com, in reporting Friday about the decision, wrote that a decision had been waiting in the wings since September, when the Justice Department asked Judge O’Connor to wait until the individual market’s open enrollment period ended, which was also a convenient time for Republicans running in the midterms.

Healthcare Dive.com also stated that the decision would be appealed to the conservative Fifth Circuit, and possibly to the Supreme Court, where advocates worry that it will be struck down.
Providers such as the American Hospital Association (AHA) and American Medical Association (AMA) urged a stay until a higher court could take it up.

One state not a part of the defendants was Maryland, according to Healthcare Dive.com. Maryland’s Democratic Attorney General, Brian Frosh, brought its own case seeking a reaffirmation of the ACA’s constitutionality.

Attorney General Frosh argued that Maryland residents who became insured under the ACA would be harmed if the law was unconstitutional or eliminated. About 150,000 people in Maryland gained insurance through the ACA marketplace in 2018, and more than 300,000 are insured through the state’s expanded Medicaid program.

The Maryland case is still ongoing.

So now what?

In the short-term, nothing will change, as mentioned in the two articles above. However, in the long-term, there will be serious consequences, just as Larry Levitt said on Twitter Friday.

But more importantly than chaos in the insurance market and health care system, millions of Americans will once again be at the mercy of insurance companies, be denied coverage for pre-existing conditions, including pregnancy, cancer, and a whole host of illnesses, be denied life-saving drugs, or rejected for surgeries, etc.

And among those millions, many will die needlessly because of the greed of the insurance companies and the actions of a Cowboy judge.

What does this mean?

Allow me to put on a different hat here and offer an opinion as to what may transpire in the future, since none of us are clairvoyant. As someone who studied both American history and American government and politics, in my opinion, we will not see universal health care in this country unless and until, to use a medical metaphor, this Conservative/Economic Libertarian virus is eradicated from the American political system, or at least is brought under control.

I do not say this lightly, nor am I being flippant here. Let’s face facts. The Republican Party stands in the way of the adoption of rational, universal health care for all Americans because they are the defenders of a rapacious, greedy Capitalist health care system that demands that investors, shareholders, insurers, manufacturers, and service providers and consultants, be allowed to profit by the health and welfare of the American people.

However, as also reported in the New York Times on Sunday, the ACA could be hard to knock down, despite the judge’s ruling, according to legal scholars quoted in the article.

Yet as Ezra Klein writes in Vox.com, Republicans have refocused Democrats on building what they failed to build in 2010: a universal health care system simple enough and popular enough that it is safe from constant political and legal assault. And that means some version of Medicare-for-all. Democrats are promising swift action once they take over the House in a few weeks, so we wait and see how that will turn out.

But on the other hand, as I have pointed out in previous posts, both those penned by myself, and those that I reposted from other sources, the medical-industrial complex is pushing back hard against any move to alter this broken system.

Two recent posts, Healthcare Lobbying Group Double-Crossing Democratic Voters and Establishment looks to crush liberals on Medicare for All – POLITICO highlights the attempt by the health care industry to keep the status quo, or at least to convince Democratic politicians who might be opposed to full single payer health care, to offer alternatives that will allow the insurance companies to profit from providing coverage to only those who are not sick, which is called adverse selection.

There are some people in this country who argue that what we need is not less competition in health care, but more. However, this misses the point. Whether or not there is more or less competition is not the reason why our health care system is broken. The reason why it is broken is because there is competition in the first place. No other Western country has this problem, and they all have some form of universal, single payer health care.

So, the prognosis for the future of universal health care is cloudy, if not downright gloomy. Advocates for single payer, improved Medicare for All must take a sober hard look at reality and formulate a strategy to meet this new and regrettable challenge. And they must do so with a clear eye and mind on the realities of the political landscape, and not be lulled into thinking that just because polls indicate approval by voters, that enacting Medicare for All will be easy or accomplished quickly. We have enemies, and one of them is Reed O’Connor.

Additional Reading:

Judge Rules Obamacare unconstitutional, endangering coverage for 20 million
Obamacare ruling delivers new shock to health system