Don’t Take My Word for It

From the ‘Better Late than Never’ department comes this article written last month from one of my LinkedIn connections, Paul Binsfeld, Founder & CEO, Company Nurse, a telephonic triage injury hotline, headquartered in Scottsdale, AZ.

According to Paul, nationwide, of all dollars spent on medical costs, approximately 60% are spent on workers’ compensation benefits associated with workplace injuries, and approximately 40% are spent on disability.

The National Council on Compensation Insurance (NCCI) has found that medical costs per lost time claim have increased 56.5% over the past ten years, rom $18,400 per claim in 2003, to $28,800 in 2013. (see my articles, “Average Medical Claim Costs Still Rising for Workers’ Compensation”, “Average Medical Claim Costs Still Rising for Workers’ Compensation: 2014 Edition”, and “Lost-Time Medical Costs Approaching $30K: When Will You See the Light?”)

Paul also said that since medical costs are a significant cost driver to workers’ compensation benefits, many employers are taking steps to pro-actively manage the medical resources they use for their injured workers.

The rest of his article discusses the average costs of retail clinics, urgent care centers, and emergency rooms, and then highlights what his company can do for employers.

Nothing wrong with that. That is the business he is in, and he is marketing his business to potential clients.

But he does not address the very issue that this writer has been discussing for nearly three years now; how to get lower cost surgery for injuries common to workers’ comp?

Of course, I don’t expect him to, but you should. Because to not do so only makes the costs of workers’ comp more expensive, even if you find ways to pay less for immediate care. It’s when the meter starts running up if surgery is warranted that employers need to find alternatives for.

It’s up to you. Pay more here, or pay less somewhere else. Just don’t take my word for it.


I am willing to work with any broker, carrier, or employer interested in saving money on expensive surgeries, and to provide the best care for their injured workers or their client’s employees.

Call me for more information, next steps, or connection strategies at (561) 738-0458 or (561) 603-1685, cell. Email me at:

Ask me any questions you may have on how to save money on expensive surgeries under workers’ comp.

Connect with me on LinkedIn, check out my website, FutureComp Consulting, and follow my blog at: Share this article, or leave a comment below.

This entry was posted in Cost Control, Employers, Health Care Costs, MEDICAL COSTS, Medical Tourism, Medical Travel, NCCI, Surgery, Workers' Comp, Workers' Compensation and tagged , , , , , , , on by .

About Transforming Workers' Comp

Have worked in the Insurance and Risk Management industry for more than thirty years in New York, Florida and Texas in the Claims and Risk Management spheres, primarily in Workers’ Compensation Claims, Auto No-Fault and Property & Casualty Claims Administration and Claims Management. Have experience in Risk and Insurance Business Analysis, Risk Management Information Systems, and Insurance Data Processing and Data Management. Received my Master’s in Health Administration (MHA) degree from Florida Atlantic University in Boca Raton, Florida in December 2011. Received my Master of Arts (MA) degree in American History from New York University, and received my Bachelor of Arts (BA) degree in Liberal Arts (Political Science/History/Social Sciences) from SUNY Brockport. I have studied World History, Global Politics, and have a strong interest in the future of human civilization in all aspects; economic, political and social. I am looking for new opportunities that will utilize my previous experience and MHA degree. I am available for speaking engagements and am willing to travel. LinkedIn Profile: Resume:

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