Don’t Drink the Kool-Aid Just Yet

While the Tennessee Legislature has put the issue of opt-out on hold for this year, the South Carolina Legislation is moving ahead with opt-out, according to James Moore’s blog piece today.

David De Paolo and I have both come close to drinking the Kool-Aid on opt-out expansion, but until there is transparency and real data that opt-out offers employers and employees better medical care, opt-out is just another right-wing, anti-worker, pro-business scheme that will take this country back, quoting Grover Norquist, back to the 19th century, when workers had no rights when they got hurt, and had to sue for benefits, if they were lucky to get to court.

It figures that the state that seceded from the Union first, would jump on the opt-out bandwagon.

As I said last week, it’s a double edged sword; only one edge is up against the throat of the American worker.

For opt-out to be truly worthwhile, it has to prove it is better than what we have now, with all that we know about the high cost and abusive practices of certain bad actors, but it also has to provide the injured worker with the opportunity to get medical care where the cost is lower, the quality is better, and is offered as an option.

Given that opt-out’s biggest proponents are funding the organization called ARAWC (A-Rock), there will be many who will oppose or question the push towards opt-out expansion nationwide.

There has to be a better way to lower the cost of medical care in workers’ comp than doing it on the backs of injured workers. In other words, don’t drink the Kool-Aid just yet.


I am willing to work with any broker, carrier, or employer interested in saving money on expensive surgeries, and to provide the best care for their injured workers or their client’s employees.

Call me for more information, next steps, or connection strategies at (561) 738-0458 or (561) 603-1685, cell. Email me at: Ask me any questions you may have on how to save money on expensive surgeries under workers’ comp. Connect with me on LinkedIn and follow my blog at: Share this article, or leave a comment below.

This entry was posted in Employees, Employers, Medical Tourism, Medical Travel, Opt-out, South Carolina, Transparency, Workers' Comp, Workers' Compensation and tagged , , , , , , , on by .

About Transforming Workers' Comp

Have worked in the Insurance and Risk Management industry for more than thirty years in New York, Florida and Texas in the Claims and Risk Management spheres, primarily in Workers’ Compensation Claims, Auto No-Fault and Property & Casualty Claims Administration and Claims Management. Have experience in Risk and Insurance Business Analysis, Risk Management Information Systems, and Insurance Data Processing and Data Management. Received my Master’s in Health Administration (MHA) degree from Florida Atlantic University in Boca Raton, Florida in December 2011. Received my Master of Arts (MA) degree in American History from New York University, and received my Bachelor of Arts (BA) degree in Liberal Arts (Political Science/History/Social Sciences) from SUNY Brockport. I have studied World History, Global Politics, and have a strong interest in the future of human civilization in all aspects; economic, political and social. I am looking for new opportunities that will utilize my previous experience and MHA degree. I am available for speaking engagements and am willing to travel. LinkedIn Profile: Resume:

3 thoughts on “Don’t Drink the Kool-Aid Just Yet

  1. Freeman, Darlene

    I get his blogs several times a week. He writes a lot about medical tourism, and lately he’s been pretty vocal about the Option.

    Darlene Freeman
    ECA Division
    O: 972-931-2026 *76307 | F: 972-931-2126 | TF: 800-299-5250

    ECA Division
    14350 Proton Road, Dallas, Texas 75244

    There are over 3,000 property and casualty insurance companies in the United States.
    Only 50 are included in the Ward’s 50 List for safety, consistency and performance.
    Only 4 have been rated “A” or better by A.M. Best for over 100 years.
    Only 2 are on both lists.

    Great American is 1 of the two.


  2. Transforming Workers' Comp Post author

    To those of you who think defending the rights of workers against big corporations is politicizing a business issue, bear in mind that it is because certain state legislatures are in the hands of right-wing, anti-union, anti-labor politicians, that allowing a business to opt-out of workers’ comp is a political issue, just not the one most working people would go along with, but their employers and the politicians who they paid for, it is,,,they believe in no rights for workers.



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